This 14th edition has been thoroughly revised, revamped, updated and enlarged with several new chapters incorporating complete information on Project Financing, Project Preparation & its Appraisal by lenders, Prudential Exposure Norms for Banks & Financial Institutions, Credit Information Report and CIBIL, Finance Schemes of All India & State Level Financial Institutions, Application for Loan & its appraisal by Banks, Charging of Securities & Documentation , Bank Finance for Housing , Construction Enterprises (MSMEs) , Exporters, Information Technology & Software Industry, Film Industry, Infrastructure Projects, Priority Sector, Personal Loans, advance against Shares/Securities, Credit Cards, Reverse Mortgage Loans, Micro Finance etc. along with Guidelines for External commercial Borrowings(ECB), Foreign Currency Loans, Commercial Paper, Factoring, Non-fund based Facilities and recovery of debts & banking ombudsman scheme.